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.contact-grid{grid-template-columns:1.3fr 1fr;gap:40px;display:grid}.contact-info-block{margin-bottom:28px}.contact-info-label{color:var(--green-dark);letter-spacing:2px;text-transform:uppercase;margin-bottom:6px;font-size:11px;font-weight:500}.contact-info-value{color:var(--black);margin-bottom:4px;font-size:16px;font-weight:500}.contact-info-sub{color:var(--gray-muted);font-size:13px}.form-row{margin-bottom:16px}.form-row-split{grid-template-columns:1fr 1fr;gap:14px;margin-bottom:16px;display:grid}.form-label{color:var(--black);margin-bottom:6px;font-size:13px;font-weight:500;display:block}.form-input,.form-select,.form-textarea{background:var(--white);border:1px solid var(--border);width:100%;color:var(--black);border-radius:4px;padding:11px 14px;font-family:inherit;font-size:14px;transition:border-color .15s}.form-input:focus,.form-select:focus,.form-textarea:focus{border-color:var(--green);outline:none}.form-textarea{resize:vertical;min-height:110px}.form-select{cursor:pointer}.consent-box{background:var(--beige);color:var(--gray-text);border-radius:6px;margin-bottom:22px;padding:16px;font-size:12px;line-height:1.6}.quote-form-wrap{max-width:600px;margin:0 auto;padding:50px 24px}.required-note{color:var(--gray-muted);margin-bottom:20px;font-size:12px}fieldset{border:0;min-width:0}fieldset:disabled .btn-primary{opacity:.65;cursor:wait}.contact-info-value{overflow-wrap:anywhere}.form-success{text-align:center;padding:60px 20px}.form-success h2{margin-bottom:12px}.form-success p{margin-bottom:24px}.form-error{color:#a12626;background:#fff0f0;border:1px solid #ffb3b3;border-radius:8px;margin-bottom:20px;padding:14px 18px;font-size:14px}.form-error a,.contact-status a{text-decoration:underline}.contact-status{margin-top:20px}@media (max-width:900px){.contact-grid{grid-template-columns:1fr}}@media (max-width:560px){.form-row-split{grid-template-columns:1fr}}
.powered-by{flex-direction:column;align-items:center;gap:12px;margin-top:28px;display:flex}.powered-by-logos{flex-direction:row;align-items:center;gap:12px;display:flex}.powered-by-sep{color:var(--gray-light);opacity:.6;font-size:16px}.powered-by-label{color:var(--gray-light);letter-spacing:2px;text-transform:uppercase;font-size:11px;font-weight:500}.carrier-card{background:var(--white);border:.5px solid var(--border);text-align:center;border-radius:12px;padding:36px 28px}.carrier-credentials{border-top:.5px solid var(--border);grid-template-columns:repeat(3,1fr);gap:16px;padding-top:24px;display:grid}.credential-value{color:var(--green-dark);font-size:26px;font-weight:500;line-height:1}.credential-label{color:var(--gray-muted);letter-spacing:1px;text-transform:uppercase;margin-top:6px;font-size:11px;font-weight:500}.credential{flex-direction:column;display:flex}.credential dd{order:-1}.manulife-logo{background:#fff;border-radius:4px;justify-content:center;align-items:center;gap:10px;width:160px;height:52px;padding:0 16px;display:inline-flex}.manulife-logo span{color:#1f2937;letter-spacing:-.3px;font-size:20px;font-weight:600;line-height:1}.manulife-logo-large{gap:14px;width:auto;height:auto;margin-bottom:24px;padding:16px 28px}.manulife-logo-large span{font-size:30px}.carrier-logo{object-fit:contain;background:#fff;border-radius:8px;width:180px;height:auto;margin:0 auto 24px;padding:12px}.carrier-disclosure{padding:32px 0}.carrier-disclosure .section-inner{max-width:900px}.partner-logo{background:#fff;border-radius:4px;justify-content:center;align-items:center;width:160px;height:52px;padding:0 16px;display:inline-flex}.partner-logo-image{object-fit:contain;width:120px;height:auto}@media (max-width:900px){.carrier-credentials{grid-template-columns:repeat(3,1fr)}}@media (max-width:560px){.powered-by-logos{flex-direction:column}}
.modal-box{text-align:center;background:#fff;border-radius:12px;width:100%;max-width:480px;padding:48px 40px 40px;animation:.3s slideUp;position:relative}@keyframes slideUp{0%{opacity:0;transform:translateY(24px)}to{opacity:1;transform:translateY(0)}}.modal-close{color:#9ca3af;cursor:pointer;background:0 0;border:none;padding:0;font-size:24px;line-height:1;position:absolute;top:16px;right:20px}.modal-close:hover{color:#1f2937}.modal-logo{justify-content:center;margin-bottom:24px;display:flex}.modal-heading{color:#0a0a0a;margin-bottom:16px;font-size:26px;font-weight:700;line-height:1.2}.modal-body{color:#4b5563;margin-bottom:12px;font-size:15px;line-height:1.65}.modal-subtext{color:#1f2937;margin-bottom:28px;font-size:15px;font-weight:600}.modal-cta{text-align:center;width:100%;padding:14px 24px;font-size:16px;display:inline-block}.modal-hint{color:#9ca3af;letter-spacing:.5px;margin-top:12px;font-size:12px}.welcome-dialog{border:0;border-radius:12px;max-width:min(480px,100vw - 40px);max-height:calc(100dvh - 40px);margin:auto;padding:0}.welcome-dialog::backdrop{background:#000000a6}.modal-close{min-width:44px;min-height:44px;top:6px;right:6px}@media (max-width:560px){.modal-box{padding:48px 24px 28px}}
.anchor-section{scroll-margin-top:100px}.product-navigation{border-bottom:1px solid var(--border);flex-wrap:wrap;justify-content:center;gap:12px 32px;padding:22px 24px;display:flex}.product-navigation a{color:var(--green-dark);font-size:13px;font-weight:600}.product-navigation a:hover{text-decoration:underline}.coverage-grid{grid-template-columns:repeat(3,minmax(0,1fr));gap:20px;display:grid}.coverage-card{border:1px solid var(--border);background:#fff;border-radius:12px;flex-direction:column;padding:28px;display:flex}.coverage-card-top{justify-content:space-between;align-items:center;gap:12px;margin-bottom:24px;display:flex}.feature-icon{color:var(--green-dark);background:#e8f4ed;border-radius:14px;padding:14px;display:inline-flex}.coverage-label{color:var(--gray-muted);letter-spacing:1.5px;font-size:10px;font-weight:600}.coverage-card h3{font-size:20px}.coverage-card p{font-size:14px}.coverage-card .coverage-purpose{color:var(--green-dark);border-top:1px solid #e6e6df;margin-top:auto;margin-bottom:0;padding-top:20px;font-size:13px;font-weight:500}.coverage-note{text-align:center;max-width:900px;color:var(--gray-muted);margin:28px auto 0;font-size:13px}.application-process{background:#102c23}.application-process .section-heading p{color:#d4e4db}.process-grid{grid-template-columns:repeat(4,minmax(0,1fr));gap:20px;list-style:none;display:grid}.process-step{background:#193a2e;border:1px solid #355749;border-radius:12px;flex-direction:column;padding:26px 22px;display:flex}.process-step-top{color:#71df9d;justify-content:space-between;align-items:center;margin-bottom:28px;display:flex}.process-number{font-size:34px;font-weight:500;line-height:1}.process-step h3{color:#fff;font-size:20px}.process-step p{color:#d4e4db;font-size:13px}.process-detail{color:#71df9d;border-top:1px solid #355749;margin-top:auto;padding-top:22px;font-size:11px}.process-cta{text-align:center;margin-top:36px}.process-cta p{color:#d4e4db;margin-top:16px;font-size:12px}.carrier-product-list{grid-template-columns:repeat(2,minmax(0,1fr));gap:14px;margin-top:36px;display:grid}.carrier-product-link{border:1px solid var(--border);background:#fff;border-radius:8px;justify-content:space-between;align-items:center;gap:20px;padding:22px;display:flex}.carrier-product-link:hover{border-color:var(--green-dark)}.carrier-product-link h3{margin-bottom:6px;font-size:16px}.carrier-product-link p{margin:0;font-size:13px}.carrier-product-link>span{color:var(--green-dark);font-size:24px}.carrier-more{border-top:1px solid var(--border);margin-top:28px;padding-top:20px}.carrier-more summary{cursor:pointer;color:var(--green-dark);font-size:14px;font-weight:600}.carrier-more .values-grid{margin-top:24px}.carrier-more .disclosure{margin:24px 0 0}.products-overview-link{text-align:center;margin-top:28px;font-size:14px}@media (max-width:1000px){.coverage-grid,.process-grid{grid-template-columns:repeat(2,minmax(0,1fr))}}@media (max-width:600px){.coverage-grid,.process-grid,.carrier-product-list{grid-template-columns:1fr}.coverage-card{padding:24px}.product-navigation{gap:12px 24px}.process-step-top{margin-bottom:20px}}
.company-story{align-items:stretch;gap:56px}.company-story-card{background:var(--beige);border:1px solid var(--border);border-radius:16px;flex-direction:column;justify-content:center;padding:40px;display:flex}.story-anniversary{border-bottom:1px solid var(--border);align-items:center;gap:20px;margin-bottom:28px;padding-bottom:24px;display:flex}.story-anniversary strong{color:var(--green-dark);letter-spacing:-4px;font-size:76px;font-weight:500;line-height:1}.story-anniversary span{color:var(--gray-muted);font-size:13px}.story-brands{grid-template-columns:minmax(0,1fr);gap:12px;margin-bottom:24px;display:grid}.story-brands .brand{text-align:center;background:var(--black);border-radius:8px;flex-direction:column;justify-content:center;gap:16px;min-width:0;margin:0;padding:20px 8px}.story-brands .brand-mark{width:60px;height:64px}.story-brands .brand-text{letter-spacing:1px;font-size:11px;line-height:1.4}.company-story-card .text-link{overflow-wrap:anywhere;font-size:13px}.team-grid{grid-template-columns:repeat(3,minmax(0,1fr));gap:24px;display:grid}.team-card{border:1px solid var(--border);background:#fff;border-radius:12px;overflow:hidden}.team-portrait{aspect-ratio:8/7;background:linear-gradient(140deg,#e0e9e2,#f9f8f3);position:relative;overflow:hidden}.team-portrait-frame{aspect-ratio:4/5;width:100%;position:relative}.team-portrait img{object-fit:cover}.team-profile{padding:24px}.team-profile .eyebrow{font-size:10px;display:block}.team-profile h3{margin:0;font-size:20px}.team-profile p{margin-top:12px}@media (max-width:900px){.company-story{gap:32px}.company-story-card{padding:28px}}@media (max-width:700px){.team-grid{grid-template-columns:1fr}.team-portrait{aspect-ratio:10/7}.team-portrait-frame{aspect-ratio:1}}
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