TERM
Term life insurance
Temporary Life insurance for a set period of time. It protects your family for significant amounts of coverage for final expenses, mortgages and other committments at low cost.
Individuals, Families
Our products
Protection for every stage of life
Reputable insurers. Clear options. An advisor who helps you put your family first.
Understand your options
Coverage for your life, health, and income
Start with what you want to protect. We’ll help you understand which options fit.
WL
Whole Life Insurance
Permanent Life Insurance that allows you to access cash value throughout your life. Particiapting Whole Life provides you with permananet safety, gaurentees and growth through annual dividends.
Indiviudals, Families, Children, Corporations
UL
Universal Life Insurance
Permanent life insurance and tax sheltered cash value growth. This is flexible policy that allows for individual investment decisions.
Individuals, Families, Young Adults
CI
Critical illness insurance
A lump-sum benefit protecting you from 25 covered illnesses. Use the beneift to help with recovery costs, everyday expenses or treatement.
Individuals, Families, Young Adults.
DI
Disability insurance
Used to replace your income when a qualifying illness or injury prevents you from working. Disabillity Insurance is a must for those at risk due to their careers.
Individuals.
MORE OPTIONS
Simplified & guaranteed issue
Life insurance options with little health questions or, for guaranteed issue plans, no medical questions. Coverage for final expenses and estate planning.
Individuals, Seniors
Life insurance can also help with mortgage protection, final expenses, business continuity, and estate planning. Your advisor will explain the products available for your needs and province, including eligibility, exclusions, and policy costs.
From first conversation to coverage
A clear path. An advisor beside you.
Four steps, with personal guidance from beginning to end.
- 01
Quote
Tell us about your family, goals, and budget. We compare coverage options and prepare an initial quote.
Start with what matters to you - 02
Zoom Consultation
Meet your advisor on Zoom to understand your options, ask questions, and choose a plan together.
A real conversation, from anywhere - 03
Application
Your advisor helps complete the application and guides you through any health questions, documents, or medical requirements requested by the insurer.
Guidance at every step - 04
Delivery
This step applies only to products that require underwriting. Once approved, we review your policy with you, confirm any remaining requirements, and explain when your coverage takes effect.
Know exactly how you’re protected
Start with a free quote
Timing depends on the insurer’s review and your application requirements.
Our insurance partners
The Manulife Advantage
Manulife Financial was founded in Toronto in 1887 and has grown into one of the largest life insurance companies in the world. For over a century, Canadians have turned to Manulife to protect their families, build wealth, and plan for retirement.
When you buy a policy through True Legacy Life, the product itself is underwritten and backed by Manulife - meaning the financial strength behind your coverage is one of the strongest in the industry.
Manulife
- Years in business
- 135+
- AM Best rating
- A+
- Customers worldwide
- 34M+
Term life
Family Term and eligible Vitality options
Whole life & universal life
Manulife Par and Manulife UL, including eligible Vitality options
Critical illness
Lifecheque and Lifecheque Basic
Combined life, CI & DI
Synergy combines life, critical illness, and disability protection in one policy
Guaranteed issue
Manulife Guaranteed Issue Life and CoverMe options
Explore the insurer’s product details above. These are product families and selected plans; your advisor will confirm the current options available through True Legacy Life.
More about Manulife
Financial stability
A+ rated by AM Best and consistently top-rated by Moody's and S&P. Your policy is backed by one of the most financially secure insurers in North America.
Claims you can count on
Manulife has been paying out claims to Canadian families since 1887. Their long track record means when your family needs them most, they'll be there.
Product variety
Term life, permanent life, mortgage protection, final expense - a full suite of products so we can match you with the right coverage for your situation.
True Legacy Life is an independent advisor authorized to sell Manulife insurance products. All policies are underwritten and issued by The Manufacturers Life Insurance Company (Manulife). True Legacy Life is not owned by, affiliated with, or endorsed by Manulife Financial Corporation. Product availability and features vary by province and state. All statistics referenced are publicly reported by Manulife Financial Corporation.
Our insurance partners
The iA Financial Group Advantage
iA Financial Group (Industrial Alliance) was founded in Quebec City in 1892 and has grown into one of the largest insurance and financial services companies in Canada. For over a century, Canadians have turned to iA to protect their families, build savings, and plan for the future.
When you buy a policy through True Legacy Life backed by iA, your coverage is underwritten and supported by one of Canada's most financially sound and stable insurers.
- Years in business
- 130+
- AM Best rating
- A
- Clients across Canada
- 4M+
Term life
Pick-A-Term and renewable, convertible term options
Whole life & participating life
Whole life options and iA PAR
Universal life
Genesis
Critical illness
Transition and Cancer Guard options
Disability & income protection
Superior Program and other disability options
Simplified issue
Access Life
Explore the insurer’s product details above. These are product families and selected plans; your advisor will confirm the current options available through True Legacy Life.
More about iA Financial Group
Financial stability
A-rated by AM Best and one of Canada's most well-capitalized insurers. Your policy is backed by a company with deep roots in the Canadian market and a century-long track record of financial strength.
Claims you can count on
iA Financial Group has been paying out claims to Canadian families since 1892. When your family needs them most, their long-standing commitment to policyholders means you can count on them to be there.
Product variety
Term life, universal life, mortgage protection, and more - iA offers a broad suite of products that allow us to match you with the right coverage at the right price for your unique situation.
True Legacy Life is an independent advisor authorized to sell iA Financial Group insurance products. All policies are underwritten and issued by Industrial Alliance Insurance and Financial Services Inc. True Legacy Life is not owned by, affiliated with, or endorsed by iA Financial Group. Product availability and features vary by province. All statistics referenced are publicly reported by iA Financial Group.
Let’s find the right protection for you
Talk through your options with an advisor who puts your needs first.
Get a Quote